Regional Starter Pack

Anchor Developer Readiness

A self-updating developer-readiness view derived from anchor config. Fees and liquidity are tracked separately and omitted; the verdict reflects buildability only. Local asset is shown for reference but does not affect the verdict.

Required signals block readiness if failed; friction signals only downgrade it to partial.

Raw data: JSON · Markdown

met:met partial:partial failed:failed unverified:unverified

Etherfuse

Curated
MexicoBrazil
Ready
  • met: Support for local payment rails connected to Stellar required SPEI (MX); PIX (BR)
  • met: Open self-service access (credentials + sandbox, no human in the loop) required Self-serve signup; sandbox live 24/7
  • met: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required Sandbox delivers on-chain tokens; off-ramp burns tokens
  • met: Accurate, well-documented API (docs match the wire) friction Guides + reference match the wire (MX)
  • met: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction MCP docs server + OpenAPI spec
  • met: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction Quote API returns fee + rate per transaction; public pricing docs
met: Local asset: CETES / TESOURO stablebonds on Stellar

Koywe

Curated
ArgentinaMexicoColombia
Partial
  • met: Support for local payment rails connected to Stellar required WIREAR/QRI (AR) + SPEI (MX) + PSE (CO)
  • partial: Open self-service access (credentials + sandbox, no human in the loop) required Credentials by email request (lightweight human step)
  • met: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required On-ramp settles canonical USDC on Stellar testnet, verified end-to-end
  • met: Accurate, well-documented API (docs match the wire) friction Authoritative OpenAPI spec
  • partial: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction OpenAPI good; opaque/silent sandbox failures
  • met: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction Quote API returns fee per transaction
failed: Local asset: USDC only

Manteca

Curated
BrazilArgentinaColombia
Blocked
  • met: Support for local payment rails connected to Stellar required PIX (BR) + CVU/CBU/alias (AR) + BRE-B (CO)
  • failed: Open self-service access (credentials + sandbox, no human in the loop) required Sandbox keys are sales-gated (not self-serve)
  • met: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required Re-verified on testnet (September 2026): on-ramp settles USDC to the user’s Stellar address; off-ramp detects the on-chain payment and sells it. Fiat legs are mocked.
  • partial: Accurate, well-documented API (docs match the wire) friction Mostly match the wire; residual gaps in the ramp-off Stellar address shape, the Colombia bank list, and Brazil’s required fields
  • met: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction Markdown docs + llms.txt; built a full client from them and onboarded a sandbox user end-to-end
  • met: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction Confirmed live: per-quote fee on the ramp synthetic (withdrawCostInAsset/withdrawCostInAgainst + effectivePrice)
failed: Local asset: USDC/XLM on Stellar; no locally denominated asset

Chipper

Curated
GhanaKenya
Ready
  • met: Support for local payment rails connected to Stellar required Mobile money and bank payouts in Ghana and Kenya; bank pay-ins in Kenya
  • met: Open self-service access (credentials + sandbox, no human in the loop) required Self-serve sandbox keys; production requires platform KYB
  • met: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required Verified on testnet in Ghana and Kenya: mobile money → USDC lands in ~40s; USDC → mobile money completes ~20s after the memo’d payment
  • met: Accurate, well-documented API (docs match the wire) friction Every documented call matched the wire in a live probe
  • met: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction llms.txt, OpenAPI, an AI-agents guide, and machine-readable sandbox rules
  • met: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction Rates endpoint plus per-order fee and rate
failed: Local asset: USD stablecoins and XLM on Stellar; its UGX token is not on Stellar

SeevCash

Curated
Ghana
Partial
  • met: Support for local payment rails connected to Stellar required Ghana mobile money (MTN, Telecel, AirtelTigo) and bank
  • met: Open self-service access (credentials + sandbox, no human in the loop) required Standard SEP-10 auth on testnet; no keys or signup
  • met: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required SEP-6 deposit and withdraw settle real testnet USDC; mobile money leg simulated
  • partial: Accurate, well-documented API (docs match the wire) friction SEP-standard, but docs drift: wrong SEP-24 paths, missing withdraw params, mainnet values on testnet pages
  • partial: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction llms.txt + SEP contract; SEP-12 silently accepts unknown fields, SEP-24 page returns 500
  • partial: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction SEP-38 quotes work; fees disagree across /info, SEP-6, and SEP-38
failed: Local asset: USDC only; GHS is off-chain fiat

Alfred Pay

MexicoBrazilArgentinaColombia
Blocked
  • met: Support for local payment rails connected to Stellar required SPEI, PIX, COELSA, and ACH (CO) routes; sandbox-status only
  • met: Open self-service access (credentials + sandbox, no human in the loop) required Self-serve API keys from the dashboard; Bearer auth
  • failed: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required Stellar payout leg is simulated (confirmed by Alfred): "COMPLETE" with no tx hash; XLM deposit address invalid
  • failed: Accurate, well-documented API (docs match the wire) friction Webhook, virtual account, and settlement fields differ from the wire; many 422s are bare
  • partial: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction llms.txt + per-endpoint OpenAPI, but many 422s carry no detail
  • met: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction Quotes itemize fees
unverified: Local asset: Docs list MXNa/ARSa/COPa/BRZ balances; sandbox exposes none, chain unstated

BlindPay

Mexico
Partial
  • met: Support for local payment rails connected to Stellar required
  • met: Open self-service access (credentials + sandbox, no human in the loop) required Self-serve signup + rich sandbox
  • partial: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required Off-ramp sends tokens; on-ramp blocked by a wrong USDB issuer
  • unverified: Accurate, well-documented API (docs match the wire) friction
  • unverified: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction
  • unverified: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction
failed: Local asset: USDC only

Abroad Finance

Brazil
Blocked
  • partial: Support for local payment rails connected to Stellar required Off-ramp only
  • failed: Open self-service access (credentials + sandbox, no human in the loop) required No sandbox at all — test with small live amounts
  • failed: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required No testnet environment
  • unverified: Accurate, well-documented API (docs match the wire) friction
  • unverified: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction
  • unverified: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction
failed: Local asset: USDC only

Transfero

Brazil
Blocked
  • met: Support for local payment rails connected to Stellar required
  • failed: Open self-service access (credentials + sandbox, no human in the loop) required Sandbox requires contacting support for credentials
  • unverified: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required
  • unverified: Accurate, well-documented API (docs match the wire) friction
  • unverified: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction
  • unverified: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction
partial: Local asset: BRZ is Transfero-issued, but availability/activity is unclear

PDAX

Under evaluation
Philippines
Blocked
  • unverified: Support for local payment rails connected to Stellar required PHP bank rails; never confirmed end-to-end
  • failed: Open self-service access (credentials + sandbox, no human in the loop) required Password-gated docs + Telegram-gated credentials — no self-serve
  • failed: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required No crypto tx ever completed; sandbox appears to use an internal ledger, not real testnet
  • failed: Accurate, well-documented API (docs match the wire) friction No first-party spec; reverse-engineered and drifts from the wire
  • failed: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction Gated, no machine-readable spec, opaque NOT_FOUND errors
  • unverified: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction
failed: Local asset: USDCXLM (= USDC) — no locally denominated asset

Coins.ph

Under evaluation
Philippines
Blocked
  • unverified: Support for local payment rails connected to Stellar required PHP rails; unconfirmed
  • failed: Open self-service access (credentials + sandbox, no human in the loop) required Blocked on credentials — not self-serve
  • unverified: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required Blocked; Stellar support unconfirmed
  • failed: Accurate, well-documented API (docs match the wire) friction Docs list only EVM/Solana; do not reflect any Stellar capability
  • partial: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction Docs + HMAC signing exist, but core capability is unconfirmable
  • unverified: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction
failed: Local asset: USDC — no locally denominated asset

Bitso

Under evaluation
MexicoBrazilArgentinaColombia
Partial
  • met: Support for local payment rails connected to Stellar required SPEI/PIX/PSE; ARS rails partial
  • partial: Open self-service access (credentials + sandbox, no human in the loop) required Self-serve API keys + staging confirmed live (conversions + USDC-on-Stellar withdrawal work); fiat pay-in (CLABE/SPEI/PIX) is permission-gated per market (403 until activated)
  • met: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required Confirmed live: a staging USDC withdrawal (xlm_sac) delivers real Stellar testnet USDC on-chain
  • met: Accurate, well-documented API (docs match the wire) friction Comprehensive public docs portal
  • met: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction OpenAPI + llms.txt (explicit AI-agent index)
  • met: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction Conversion quote returns fee_amount/fee_percentage; withdrawal_methods lists per-method fees (confirmed live)
failed: Local asset: USDC on Stellar; MXNB/BRL1 local tokens are on Arbitrum/Polygon, not Stellar

Yellow Card

Under evaluation
KenyaGhana
Blocked
  • partial: Support for local payment rails connected to Stellar required Kenya (M-Pesa) live; Ghana/GHS not yet served
  • failed: Open self-service access (credentials + sandbox, no human in the loop) required Discovery call + KYB + signed legal agreement required before API keys
  • failed: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required USDC-XLM partially wired to testnet but not reconciled: on-ramp payout fails → refund (no txHash); off-ramp gives a real testnet deposit address but ignores the on-chain credit (mock completes via sender name, totalCryptoReceived=0)
  • met: Accurate, well-documented API (docs match the wire) friction Public docs + OpenAPI + llms.txt
  • met: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction Hosted MCP server + llms.txt + OpenAPI + error codes
  • unverified: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction
failed: Local asset: USD stablecoins only; no KES/GHS token on Stellar

Fonbnk

Under evaluation
KenyaGhana
Blocked
  • met: Support for local payment rails connected to Stellar required Mobile money + airtime, Kenya and Ghana
  • met: Open self-service access (credentials + sandbox, no human in the loop) required Self-serve sandbox registration; clientId/secret from dashboard
  • failed: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required Pay Widget sandbox rejects STELLAR/USDC ("blockchain asset not available"); USDC works on other chains (e.g. Ethereum), so no Stellar on-ramp today
  • met: Accurate, well-documented API (docs match the wire) friction Public versioned GitBook docs + HMAC signing guide
  • partial: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction llms.txt + REST docs, but no OpenAPI/MCP and not SEP-standard
  • met: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction v2 price/quote API returns fees
failed: Local asset: Stellar asset is USDC; cKES/cGHS local stablecoins are on Celo, not Stellar

BiLira

Under evaluation
Türkiye
Blocked
  • met: Support for local payment rails connected to Stellar required TRY↔TRYB via Turkish bank accounts; BiLira Direct ramp
  • failed: Open self-service access (credentials + sandbox, no human in the loop) required Partner/contact-only; no public self-serve ramp API
  • failed: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required No sandbox found
  • unverified: Accurate, well-documented API (docs match the wire) friction API PDF received; never checked against the wire
  • unverified: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction Not assessed
  • unverified: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction
failed: Local asset: TRYB is TRY-pegged but not issued on Stellar (EVM/Solana only)

Onafriq

Under evaluation
KenyaGhana
Blocked
  • met: Support for local payment rails connected to Stellar required Mobile money + bank across KE/GH; very deep reach
  • failed: Open self-service access (credentials + sandbox, no human in the loop) required Enterprise/contract-led onboarding; no self-serve
  • failed: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required No Stellar integration; no on-chain testnet path
  • partial: Accurate, well-documented API (docs match the wire) friction Developer portal exists but credential-gated
  • unverified: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction No public OpenAPI/SEP found
  • unverified: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction
failed: Local asset: No KES/GHS token on Stellar; USDC pilots not Stellar-confirmed

Flutterwave

Under evaluation
KenyaGhana
Blocked
  • met: Support for local payment rails connected to Stellar required M-Pesa (KE) + Ghana mobile money, first-class
  • met: Open self-service access (credentials + sandbox, no human in the loop) required Self-serve signup + instant test/live API keys
  • failed: High-fidelity sandbox (a completed test ramp lands real on-chain testnet tokens) required Rich fiat sandbox but no Stellar leg — no on-chain testnet result possible
  • met: Accurate, well-documented API (docs match the wire) friction Public, well-maintained docs (v3/v4)
  • met: Agent-buildable (machine-readable docs/spec, diagnosable failures) friction OpenAPI + llms.txt; diagnosable errors
  • unverified: Fee/rate discoverability (costs findable via pricing docs or a quote/fee API) friction
failed: Local asset: No KES/GHS token on Stellar; stablecoin roadmap is Polygon
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